Agreement to Terms
By accessing or using F1RST CFO ("the Platform"), you agree to be bound by these Terms of Service. If you are using the Platform on behalf of an organization, you represent that you have the authority to bind that organization to these terms.
Description of Service
F1RST CFO is an AI-powered financial intelligence platform that provides automated financial analysis, reporting, forecasting, and advisory services. The Platform connects to your accounting software and financial institutions to analyze your data and deliver actionable insights.
Important: F1RST CFO provides financial analysis and intelligence tools. It does not constitute professional financial, tax, legal, or accounting advice. You should consult qualified professionals for decisions regarding your specific financial situation.
Subscription & Billing
Plans: F1RST CFO offers tiered subscription plans with varying capabilities. Current pricing and features are listed on our website and may be updated from time to time.
Usage Limits: Each plan includes defined limits for business entities, locations per entity, user accounts, data volume, connected bank feeds, and annual revenue thresholds. These limits are monitored automatically. If your usage exceeds your plan's limits, you will be notified and given a reasonable grace period to upgrade. Continued usage beyond plan limits without an upgrade may result in restricted access to certain features.
User Accounts: Each plan includes one (1) user account per location. Additional user accounts may be requested by contacting our team and may be subject to additional fees. User accounts are individual and may not be shared among multiple people.
Add-On Modules: Additional intelligence modules and capabilities beyond your plan's core features may be available upon request. Module availability, pricing, and terms will be communicated at the time of your request. We welcome feature requests and prioritize development based on client needs.
Billing Cycle: Subscriptions are billed monthly. Payment is due at the start of each billing period. All fees are non-refundable except as required by law or as specified in our refund policy.
Plan Changes: You may upgrade your plan at any time, with the price difference prorated for the remainder of your billing cycle. Downgrades take effect at the start of the next billing cycle.
Cancellation: You may cancel your subscription at any time. Your access will continue through the end of your current billing period. After cancellation, your data is retained for 90 days before permanent deletion.
Your Responsibilities
You agree to:
- Provide accurate and current information when creating your account
- Maintain the security of your account credentials
- Ensure you have the legal right to connect any financial accounts to our Platform
- Use the Platform in compliance with all applicable laws and regulations
- Not attempt to reverse engineer, decompile, or disassemble any part of the Platform
- Not use the Platform to process data you do not have the right to process
- Not share your account access with unauthorized users
Intellectual Property
The Platform, including all software, algorithms, AI models, analysis engines, interfaces, documentation, and branding, is the exclusive property of F1RST CFO. Your subscription grants you a limited, non-exclusive, non-transferable license to use the Platform for your internal business purposes.
Your Data: You retain full ownership of your financial data. We do not claim any intellectual property rights over your data. Our license to process your data is limited to providing and improving our services.
AI-Generated Insights
The Platform uses artificial intelligence to generate financial analysis, forecasts, and recommendations. While we strive for accuracy, AI-generated insights are probabilistic in nature and should not be the sole basis for financial decisions. You acknowledge that:
- AI analysis is based on the data you provide and may reflect any errors in that data
- Forecasts and projections are estimates, not guarantees of future performance
- You are responsible for verifying critical financial decisions with qualified professionals
Service Availability
We strive to maintain 99.9% uptime but do not guarantee uninterrupted access. We may perform scheduled maintenance with advance notice. We are not liable for disruptions caused by third-party services, internet outages, or force majeure events.
Limitation of Liability
To the maximum extent permitted by law, F1RST CFO shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, revenue, data, or business opportunities, arising from your use of the Platform.
Our total liability for any claim arising under these terms shall not exceed the amount you paid for the Platform in the 12 months preceding the claim.
Indemnification
You agree to indemnify and hold harmless F1RST CFO from any claims, damages, or expenses arising from your use of the Platform, your violation of these terms, or your violation of any third-party rights.
Modifications
We may modify these terms at any time. Material changes will be communicated via email at least 30 days before taking effect. Your continued use of the Platform after changes take effect constitutes acceptance of the modified terms.
Governing Law
These terms are governed by the laws of the United States. Any disputes will be resolved through binding arbitration in accordance with applicable arbitration rules, unless otherwise required by law.
Contact
For questions about these Terms of Service:
Email: support@f1rstcfo.com